Trusted Yacht Insurance Coverage for Miami Yacht Owners

To get yacht insurance in Miami, you need to show insurers that your vessel is seaworthy.

Our marine surveyor understands insurance documentation standards in Miami, so you can count on us to provide detailed reports that both meet carrier requirements and help you keep premiums in check. We’ll give you and your provider a clear view of your vessel’s condition.

What type of boat inspections are needed to get yacht insurance in Miami?

Unlike a pre-purchase inspection, which is an in-depth and thorough inspection, an insurance survey focuses more on vessel and personal safety. It ultimately needs to establish whether the boat is a responsible risk to insure.

Ocean Blue Marine Surveyors is a marine surveyor that insurance underwriters in Miami rely on. We’ve performed hundreds of insurance surveys for boats of all types and sizes.

We inspect for:

• Condition and expiration status of all safety gear
• Vessel’s safety equipment, like seacocks, bilge pumps, electrical installations, and fuel lines

If the under writers calls for it, we’ll help arrange for the boat to be lifted out of the water so we can inspect parts that are not visible during an in-water survey, like the hull below the waterline, propellers, shafts, rudders, and through-hull fittings.

What do boat inspections for yacht insurance in Miami contain?

Our reports document a vessel’s overall condition clearly without burying you in technical filler.

The final report will include:

• A full write-up of the vessel’s current condition
• Photos and notes on any problems that could affect coverage
• Estimated fair market value and replacement cost
• Compliance notes tied to applicable marine standards

We follow ABYC and NFPA standards, as well as relevant CFR and USCG guidelines, and we clearly separate urgent safety deficiencies from general wear or recommended maintenance.

If you’ve been searching for a marine boat surveyor near me who understands the difference between insurance requirements and general inspections, you’re in the right place. We don’t oversell or cut corners. We inspect what matters and give you what the insurer actually needs.

How long do boat insurance surveys take?

We typically turn around insurance surveys within a few days of the inspection. If you’re under pressure from your provider, just let us know. We’re used to working on tight timelines.

As a marine survey company in Miami, we’ve worked with most major carriers and know how to format reports to meet their expectations.

Does your underwriter need to see something specific? We can adjust the report’s valuation language or highlight certain sections. Let us know what you need, and we’ll take it from there.